Finance

Operation Sunset prepared to stop payday loaning in Arizona

The Arizona legislature approved a bill that gave personal loan company 10 years of authorization to operate within the state in June 2000. In November of 2008, Arizona voters defeated a ballot proposition that would have permanently extended this authorization. On June 30, 2010, all payday loan lenders in Arizona will no longer be able ...

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Short term zero-interest loans offered to Florida businesses

State sponsored unsecured personal loans with zero interest are now being offered to companies in Florida that are hurt by the oil spill. These loans were began as part of the emergency relief efforts in Florida. The Small business Administration is also offering short term loans that business owners can take out, though they are ...

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Personal loan company in Ogden, Utah limited by ordinance

Within Ogden city limits, a new city ordinance limits the number of personal loan company that can operate. The proposal that was eventually passed was about twice as liberal as the Ogden Preparing Commission had recommended. Payday loans direct lender or check-cashing businesses that are already operating in Ogden will not be affected by the ...

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Laffer Curve trying to explain taxation

A graphic representation of the theory of Taxable Income Elasticity is just what Laffer Curve is. It is named after Arther Laffer, a supply-side economist that had work based off of him by Jude Wanniski within the 1970s. Everybody else’s translation: The Laffer curve shows exactly what the government is able to charge in tax ...

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Being Smart about Debt Management

When the debt collectors start calling, it can get frustrating. Being in debt often means a lot more than simply owing cash. Balancing keeping up with bills and paying down your debt is what being in debt is about. More than anything else, it is vital that you manage your cash so you don't get ...

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